Jermichael Finley has a tough decision ahead of him.
Last season, he suffered a serious neck injury, causing him to miss the remainder of the season and putting his career in jeopardy.
Now, he is testing free agency. However, if he decides to retire and never plays again because of his neck, he will make $10 million dollars from his insurance policy. If he decided to play, due to taxes, he would have to make approximately $20 million to make more than the insurance policy.
In today's NFL, most players never make close to the potential value of their contract. Finley is 27 years old and there is no guarantee that he will return to his former self.
He should just take the money and run. He can avoid further injuries and the wear and tear associated with football.